Underwriting Manager Resume examples & templates
Copyable Underwriting Manager Resume examples
Ever wonder who's really calling the shots when you apply for that business loan or insurance policy? Behind the scenes, it's likely an Underwriting Manager steering the decision-making process. These risk assessment specialists balance the art and science of evaluating financial opportunities—determining which risks are worth taking and which could sink the ship. With regulatory requirements becoming increasingly complex (Dodd-Frank amendments alone added 72 new rules in 2022), today's Underwriting Managers need both analytical prowess and leadership skills to navigate this evolving landscape.
The role has transformed dramatically in recent years, with automation handling routine applications while managers focus on complex cases and team development. According to the Bureau of Labor Statistics, demand for insurance underwriting managers is projected to grow by 7%
through 2030—slightly above average job growth. But here's what makes this career particularly interesting: as predictive modeling and AI reshape the industry, successful Underwriting Managers aren't being replaced—they're becoming strategic advisors who blend human judgment with technological insights to make smarter decisions about tomorrow's uncertainties.
Junior Underwriting Manager Resume Example
Olivia Nguyen
San Diego, CA | (619) 555-2187 | olivia.nguyen@email.com | linkedin.com/in/olivianguyen
Junior Underwriting Manager with 2 years of experience in property and casualty insurance. Skilled in risk assessment, policy analysis, and team coordination. Successfully managed a portfolio of 175+ commercial accounts with a combined premium value of $3.2M. Quick learner who thrives in fast-paced environments and makes sound underwriting decisions.
PROFESSIONAL EXPERIENCE
Assistant Underwriting Manager – Pacific Coast Insurance, San Diego, CA
April 2023 – Present
- Supervise 4 junior underwriters, providing guidance on complex risk assessments and policy reviews
- Created a streamlined workflow that reduced policy processing time by 17%, allowing team to handle 23 more accounts monthly
- Analyze loss ratios and premium adequacy across commercial property accounts, identifying $274K in premium leakage
- Collaborate with claims department to identify recurring issues and implement preventative underwriting guidelines
- Assist in quarterly portfolio performance reviews and present findings to senior management
Underwriter – Pacific Coast Insurance, San Diego, CA
August 2022 – March 2023
- Evaluated 30+ new business applications monthly for small to mid-sized commercial property accounts
- Negotiated terms and pricing with 12 brokers to maintain profitability while growing written premium by 8%
- Conducted on-site inspections for high-value properties and developed risk mitigation recommendations
- Built and maintained positive relationships with top-producing agents, resulting in 92% renewal retention
Underwriting Assistant – First Rate Insurance Group, San Diego, CA
June 2021 – July 2022
- Supported 3 senior underwriters by gathering and organizing risk data for policy decisions
- Processed policy endorsements and renewal applications for a book of 85+ commercial accounts
- Verified insurance certificates and policy documentation for compliance with company standards
- Created a reference guide for common underwriting exceptions that reduced clarification requests by 31%
EDUCATION
Bachelor of Business Administration, Risk Management & Insurance
San Diego State University – San Diego, CA
Graduated: May 2021 | GPA: 3.7/4.0
Certifications
- Associate in Commercial Underwriting (AU) – In progress, 2 of 4 exams completed
- Certified Insurance Service Representative (CISR) – 2022
- California Property & Casualty Insurance License – 2021
SKILLS
- Risk assessment & pricing models
- Policy analysis & underwriting guidelines
- Commercial property & liability
- Loss ratio analysis
- Broker relationship management
- Team leadership & mentoring
- Guidewire PolicyCenter
- MS Excel (advanced formulas, pivot tables)
- Performance metrics & reporting
- Industry compliance regulations
Mid-level Underwriting Manager Resume Example
LUCAS FOSTER
Chicago, IL 60611 • (312) 555-8427 • l.foster@email.com • linkedin.com/in/lucasfoster
PROFESSIONAL SUMMARY
Detail-oriented Underwriting Manager with 6+ years of insurance industry experience, specializing in commercial property and liability risk assessment. Proven track record of reducing loss ratios by 17% while maintaining portfolio growth. Strong background in team leadership, process improvement and underwriting automation that’s helped cut decision time from 4 days to just 27 hours on average.
PROFESSIONAL EXPERIENCE
Underwriting Manager – Meridian Insurance Group, Chicago, IL
March 2021 – Present
- Lead a team of 7 underwriters handling a $42M commercial property portfolio, achieving 94% renewal retention while increasing average premium by 8.3%
- Implemented new risk scoring model that reduced claim frequency by 22% in first year, saving approximately $978K in avoided losses
- Collaborate with IT to develop automated underwriting rules for small business accounts under $50K premium (my team actually tested this for 3 months before rollout)
- Conduct bi-weekly file audits and provide coaching to improve team’s technical underwriting skills, resulting in 31% fewer referrals to senior leadership
- Restructured territory management approach, balancing workloads across team while reducing turnaround time by 1.8 days
Senior Underwriter – Meridian Insurance Group, Chicago, IL
June 2019 – February 2021
- Managed $17M book of middle-market accounts ($25K-$150K premium), exceeding growth targets by 11% in 2020 despite pandemic challenges
- Performed detailed analysis of loss trends across construction portfolio, identifying water damage as key loss driver and implementing new mitigation requirements
- Trained and mentored 3 junior underwriters, with all being promoted within 18 months
- Selected to pilot new predictive analytics platform, providing feedback that shaped company-wide implementation
Underwriter – Pinnacle Insurance Partners, Cleveland, OH
May 2017 – May 2019
- Evaluated and priced commercial property, general liability and BOP risks for small to mid-size businesses
- Developed specialty in restaurant and hospitality risks, building $4.2M book from scratch that performed 13% better than company average
- Maintained consistent 24-hour response time to broker submissions while handling 75+ active accounts
- Created simplified submission checklist that was adopted by entire department, reducing incomplete submissions by 36%
EDUCATION & CERTIFICATIONS
Bachelor of Business Administration – Risk Management & Insurance
Ohio State University, Columbus, OH (2017)
Certifications:
Chartered Property Casualty Underwriter (CPCU) – Completed 4 of 8 parts, expected completion Dec 2023
Associate in Commercial Underwriting (AU) – 2020
Associate in General Insurance (AINS) – 2018
SKILLS
- Commercial Property & Liability Underwriting
- Policy Form Analysis & Coverage Interpretation
- Team Leadership & Performance Management
- Loss Ratio Analysis & Portfolio Management
- Broker Relationship Development
- Underwriting Authority up to $2.5M TIV
- Premium Rating & Risk Assessment
- ISO Classifications & Rules
- Underwriting Systems: Duck Creek, CPI, Guidewire
- Advanced Excel (vlookups, pivot tables, macros)
PROFESSIONAL AFFILIATIONS
CPCU Society – Chicago Chapter, Member since 2020
Underwriting Innovation Forum, Committee Member
Senior / Experienced Underwriting Manager Resume Example
Sarah K. Richardson
Portland, OR 97209 • (503) 554-7219 • srichardson@emailpro.net • linkedin.com/in/sarahkrichardson
Detail-oriented Underwriting Manager with 11+ years of progressive insurance industry experience. Known for building high-performing underwriting teams that consistently exceed profitability targets while maintaining quality standards. Track record of implementing process improvements that reduced decision timeframes by 31% while improving loss ratios. Skilled at navigating complex regulatory environments and developing underwriting guidelines that balance risk management with growth objectives.
PROFESSIONAL EXPERIENCE
Pacific Northwest Insurance Group — Portland, OR
Senior Underwriting Manager | March 2019 – Present
- Lead a team of 14 underwriters across commercial property, general liability, and workers’ compensation lines, managing a $78M book of business
- Reduced average underwriting decision timeframe from 16 days to 11 days while improving loss ratio by 7.4% through implementation of tiered authority model
- Developed and implemented specialized underwriting guidelines for 3 emerging industry segments, resulting in $5.2M in premium growth within first year
- Collaborate with Claims and Product Development teams to identify loss trends and refine risk selection criteria quarterly
- Mentor junior underwriters through formal development program; 5 team members promoted to senior positions in the past 3 years
Cascade Insurance Solutions — Seattle, WA
Underwriting Manager, Commercial Lines | June 2016 – February 2019
- Managed team of 8 underwriters responsible for $42M premium volume across small to mid-market commercial accounts
- Introduced risk scoring model that improved renewal retention by 8% while maintaining profitability targets
- Led cross-functional team in implementing new underwriting platform, resulting in 23% efficiency improvement and $340K in annual operational savings
- Created specialized training program for complex risk assessment that was later adopted company-wide
Northwest Regional Insurance — Portland, OR
Senior Underwriter | August 2013 – May 2016
- Underwrote complex commercial accounts with annual premiums from $25K to $250K
- Maintained combined ratio of 91.2% across portfolio while growing book by 17% year-over-year
- Partnered with 15 top-producing brokers to develop targeted growth strategies in manufacturing sector
- Recognized as “Underwriter of the Year” in 2015 for exceptional profitability metrics and agent satisfaction scores
Sentinel Insurance Corporation — Vancouver, WA
Underwriter | January 2011 – July 2013
- Evaluated and priced commercial property and general liability risks for small businesses
- Consistently exceeded monthly new business targets by 12-18% while maintaining quality standards
- Developed expertise in construction and retail industry segments through specialized training
EDUCATION & CERTIFICATIONS
Master of Business Administration, Finance Concentration
University of Washington, Seattle — 2016
Bachelor of Science, Risk Management & Insurance
Oregon State University — 2010
Certifications:
- Chartered Property Casualty Underwriter (CPCU) — 2015
- Associate in Commercial Underwriting (AU) — 2013
- Associate in General Insurance (AINS) — 2012
TECHNICAL SKILLS
- Guidewire PolicyCenter
- ISO Classification Analysis
- Duck Creek Platform
- Advanced MS Excel (macros, pivot tables)
- Actuarial pricing models
- Predictive analytics tools
- Regulatory compliance management
- Financial analysis & reporting
- Agency relationship management
- Industry-specific rating software
How to Write an Underwriting Manager Resume
Introduction
Landing that Underwriting Manager role means showcasing your risk assessment know-how, team leadership skills, and industry knowledge on a single document. Your resume isn't just a career history—it's your ticket to getting past screening software and into the interview chair. With hiring managers typically spending just 7.4 seconds on initial resume scans (yep, that fast!), you need a document that communicates your value instantly while demonstrating the analytical precision that makes you great at your job.
Resume Structure and Format
Keep your resume clean and scannable, just like a well-organized underwriting file:
- Length: 2 pages maximum (1 page if under 5 years of experience)
- Format: Reverse chronological for most underwriting professionals
- Fonts: Stick with professional standards like Calibri, Arial, or Georgia in 10-12pt
- Margins: 0.5-1 inch all around
- File type: PDF (preserves formatting across devices)
For underwriting managers specifically, consider including a "Core Competencies" section near the top that highlights both your technical underwriting skills and leadership abilities in a quick-scan format.
Profile/Summary Section
Your professional summary should pack a punch in 3-5 lines. Think of it as your "risk assessment" of yourself—what makes you a good bet?
- Start with your professional identity: "Underwriting Manager with 8+ years in commercial property" or "Senior Underwriting professional specializing in medical liability"
- Include your standout metrics: portfolio size managed, approval rate improvements, loss ratio reductions
- Mention leadership scope: team size, geographic territory, or product lines overseen
- Add one distinctive qualification that sets you apart from peers
Professional Experience
This section carries the most weight. For each role, include:
- Company name, location, position title, and dates (month/year)
- Brief context about your role and responsibilities (2-3 lines max)
- 4-6 achievement bullets that show measurable results
Strong achievement examples:
- Reduced portfolio loss ratio from 67% to 51% by implementing new risk scoring model while maintaining 93% of premium volume
- Led team of 7 underwriters handling $42M annual premium; improved team productivity by 29% through process standardization
- Rebuilt underperforming specialty line from $1.8M to $6.2M in premium while maintaining target combined ratio of 89%
Education and Certifications
List your degrees in reverse chronological order. For underwriting managers, relevant certifications often carry as much weight as formal education:
- CPCU (Chartered Property Casualty Underwriter)
- AU (Associate in Commercial Underwriting)
- ARM (Associate in Risk Management)
- AFSB (Associate in Fidelity and Surety Bonding)
- CIC (Certified Insurance Counselor)
Include completion dates and mention in-progress designations with anticipated completion dates.
Keywords and ATS Tips
Most companies use Applicant Tracking Systems to filter resumes before human eyes ever see them. Beat the bots by including:
- Technical skills: risk analysis, premium pricing, policy endorsements, reinsurance
- Software platforms: specific underwriting systems you've used (Guidewire, Duck Creek, etc.)
- Line-specific terminology: property, casualty, E&O, D&O, workers comp
- Management terms: team leadership, performance reviews, production goals, underwriting authority
Industry-specific Terms
Sprinkle these throughout your resume to signal industry fluency:
- Loss ratio / combined ratio
- Underwriting authority limits
- Portfolio management
- Risk assessment methodology
- Reinsurance treaty terms
- Facultative placement
- Actuarial analysis
- Exposure management
Common Mistakes to Avoid
- Focusing solely on duties rather than achievements and metrics
- Omitting leadership accomplishments (team development, process improvements)
- Being vague about portfolio size, authority levels, or team scope
- Failing to show progression in authority levels throughout career
- Neglecting to mention experience with specific insurance products or lines
Before/After Example
Before: "Responsible for managing commercial property underwriting team and reviewing complex risks."
After: "Led 6-person commercial property team with $78M in annual premium authority; personally reviewed all accounts exceeding $5M TIV, improving team approval turnaround by 41% while reducing loss ratio by 7 points."
Your resume should tell the story of not just what you've done, but how well you've done it. For underwriting managers—where calculated risk assessment is literally the job—your resume needs to demonstrate that same level of precision and judgment.
Related Resume Examples
Soft skills for your Underwriting Manager resume
- Cross-functional team leadership (managed underwriting teams while collaborating with claims, sales, and actuarial departments)
- Risk assessment communication – translating complex policy decisions to non-technical stakeholders
- Negotiation skills with a focus on finding middle-ground solutions during premium disputes
- Adaptive decision-making during shifting market conditions and regulatory changes
- Mentoring junior underwriters through case-based learning and gradual authority delegation
- Strategic prioritization when facing competing deadlines from brokers and internal stakeholders
Hard skills for your Underwriting Manager resume
- Risk assessment modeling using Moody’s Analytics and S&P Capital IQ
- Financial statement analysis and interpretation (cash flow, ratios, balance sheets)
- Proficiency in underwriting systems (OIPA, Guidewire, Applied Epic)
- Commercial property/casualty policy evaluation and pricing
- Advanced Excel skills including complex formulas, pivot tables, and VBA macros
- Business intelligence tools (Tableau, Power BI) for portfolio analysis
- Reinsurance treaty interpretation and facultative placement
- CPCU (Chartered Property Casualty Underwriter) certification
- Claims data pattern analysis for loss ratio projections