Cash Manager Resume examples & templates
Copyable Cash Manager Resume examples
Ever wonder who ensures a company's financial heart keeps beating? That's the Cash Manager—the professional who balances the daily tightrope of liquidity while planning for tomorrow's financial needs; Cash Managers sit at a critical intersection in finance, juggling everything from forecasting cash positions to managing banking relationships and optimizing short-term investments. It's part art, part science, and completely essential—especially now as companies face increasingly volatile market conditions.
The role has evolved dramatically in recent years, with real-time payment systems and advanced analytics reshaping how liquidity is managed. According to a 2023 Treasury Management International survey, 73% of companies have accelerated their cash forecasting technology investments since the pandemic, creating both challenges and opportunities for today's Cash Managers. What hasn't
changed? The fundamental importance of the position. In a world where cash flow problems contribute to 82% of small business failures, skilled Cash Managers remain among the most valuable (if sometimes unsung) heroes of financial stability. For finance professionals looking to blend strategic thinking with tactical execution, cash management continues to offer a rewarding path forward—one that promises to become even more sophisticated as financial technology transforms the landscape.
Junior Cash Manager Resume Example
Marcus Thompson
Seattle, WA | (206) 555-8971 | m.thompson@emailprovider.com | linkedin.com/in/marcusthompson
Junior Cash Manager with strong foundation in treasury operations and cash flow management. Bringing fresh analytical skills and financial forecasting abilities to optimize working capital and support liquidity needs. Quick learner who thrived during internship and successfully transitioned to full-time role managing daily cash positions and reconciliation processes.
EXPERIENCE
Cash Management Analyst – Westlake Financial Services, Seattle, WA
May 2022 – Present
- Monitor and report daily cash positions across 7 bank accounts, ensuring sufficient liquidity for operational needs
- Prepare weekly cash flow forecasts with 93% accuracy by analyzing historical data and upcoming financial obligations
- Execute domestic wire transfers and ACH payments up to $250,000 while maintaining dual control protocols
- Identify and resolve bank discrepancies within 24 hours, reducing outstanding items by 37%
- Collaborate with AP/AR teams to coordinate payment timing and optimize working capital (not my favorite part, but critical!)
Treasury Operations Intern – Westlake Financial Services, Seattle, WA
January 2022 – May 2022
- Assisted with daily bank reconciliations using Excel and QuickBooks, flagging discrepancies for review
- Compiled cash position reports and distributed to finance leadership team each morning by 9:30 AM
- Developed automated spreadsheet reducing manual data entry time from 2 hours to 35 minutes daily
- Shadowed senior treasury personnel to learn bank relationship management and cash concentration techniques
Finance Intern – Northwest Credit Union, Tacoma, WA
June 2021 – August 2021
- Supported accounts payable functions including invoice processing and payment scheduling
- Tracked receipt of over $1.2M in monthly loan payments and performed reconciliations
- Helped maintain documentation for audit purposes and regulatory compliance
EDUCATION
Bachelor of Science in Finance – University of Washington, Seattle
Graduated: December 2021 | GPA: 3.7/4.0
- Relevant Coursework: Treasury Management, Financial Analysis, Banking Systems, Corporate Finance
- Senior Project: Cash Flow Optimization Strategies for Mid-Market Companies
CERTIFICATIONS
Certified Treasury Professional (CTP) Candidate – Expected completion August 2023
Bloomberg Market Concepts Certificate – Completed March 2022
SKILLS
- Cash Flow Forecasting & Analysis
- Bank Reconciliation
- Wire Transfers & ACH Processing
- Treasury Workstation Systems
- Working Capital Management
- MS Excel (advanced formulas, pivot tables)
- QuickBooks & SAP (basic)
- Financial Reporting
- Bank Relationship Management
- Payment Processing
ADDITIONAL INFORMATION
Member, Association for Financial Professionals (AFP) – Student Member since 2021
Volunteer, Junior Achievement Financial Literacy Program – 2022
Mid-level Cash Manager Resume Example
Brian Kowalski
Chicago, IL | (312) 555-8976 | bkowalski@emailpro.net | linkedin.com/in/briankowalski
PROFESSIONAL SUMMARY
Detail-oriented Cash Manager with 6+ years of experience optimizing cash flow management and treasury operations. Track record of reducing costs by implementing automated payment systems and strengthening banking relationships. Experienced in cash forecasting, reconciliation, and financial reporting across multiple entities with a focus on working capital management.
PROFESSIONAL EXPERIENCE
Cash Manager | Horizon Medical Systems | Chicago, IL | March 2021 – Present
- Manage daily cash positioning for $287M healthcare organization with 4 regional facilities, ensuring adequate liquidity while maximizing interest income (+17% YOY)
- Oversee cash forecasting process spanning 13-week horizon with 94% accuracy rate, collaborating with department heads to understand cash needs
- Implemented new automated payment processing system that cut processing time by 62% and saved approximately $142K annually in labor costs
- Lead quarterly bank relationship reviews with 6 financial institutions, negotiating favorable fee structures and credit terms
- Redesigned cash reporting dashboard for senior leadership, providing real-time visibility into cash positions across entities
Assistant Cash Manager | Midwestern Financial Group | Chicago, IL | June 2019 – February 2021
- Coordinated daily cash positioning for $1.2B financial services firm, ensuring proper funding of accounts and investment of excess cash
- Prepared weekly cash flow forecasts with 89% accuracy and ran monthly reconciliation of 28 bank accounts
- Collaborated with IT to implement new treasury workstation, reducing manual processing by 41%
- Managed relationships with 4 primary banking partners and analyzed fee structures to identify $76K in annual savings
Treasury Analyst | Porter Manufacturing Inc. | Schaumburg, IL | August 2017 – May 2019
- Performed daily cash positioning and managed month-end reconciliation for 12 operating accounts
- Assisted in short-term cash forecasting and identified $340K in idle funds that were moved to higher-yielding investments
- Processed wire transfers and ACH payments totaling $4.8M weekly, ensuring accuracy and proper authorization
- Helped implement new positive pay system that reduced fraud attempts by 93%
EDUCATION
Bachelor of Science in Finance | DePaul University | Chicago, IL | 2017
Certified Treasury Professional (CTP) | Association for Financial Professionals | 2020
TECHNICAL SKILLS
- Treasury Management Systems: Kyriba, FIS Quantum, Bloomberg
- Financial Analysis: Advanced Excel modeling, PowerBI, Tableau
- ERP Systems: SAP, Oracle Financials, Microsoft Dynamics
- Banking Platforms: Bank of America CashPro, JPMorgan ACCESS, Wells Fargo CEO
- Foreign Exchange: Basic hedging techniques, international payment processing
CORE COMPETENCIES
- Cash Positioning & Forecasting
- Bank Relationship Management
- Working Capital Optimization
- Payment Processing & Controls
- Liquidity Management
- Financial Reporting & Analysis
Senior / Experienced Cash Manager Resume Example
Gabriel (Gabe) Thornton
Denver, CO • (720) 555-8943 • gabe.thornton@email.com • linkedin.com/in/gabethornton
Dynamic Cash Manager with 9+ years of progressive experience optimizing cash operations and treasury functions. Track record of reducing cash processing costs while enhancing operational efficiency through process redesign and automation. Skilled in cash forecasting, banking relationship management, and leading cross-functional teams. Known for translating complex financial data into actionable insights that drive strategic decision-making.
PROFESSIONAL EXPERIENCE
SENIOR CASH MANAGER | Velocity Financial Group | Denver, CO | 05/2019 – Present
- Oversee daily cash operations and treasury management for a $2.3B financial services company, managing team of 5 cash analysts
- Reduced excess cash holdings by 31% through implementation of new forecasting model, freeing up $47M for strategic investments
- Led cross-functional initiative to consolidate banking relationships from 14 to 6, cutting bank fees by $142K annually while strengthening partnerships with key providers
- Automated daily cash reconciliation process, decreasing processing time from 4.5 hours to 47 minutes and virtually eliminating manual errors
- Partnered with IT to develop real-time dashboard tracking cash positions across 23 entities, improving visibility and decision-making speed
- Restructured short-term investment strategy during market volatility, preserving capital while maintaining 2.7% average yield
CASH MANAGER | Pinnacle Manufacturing, Inc. | Boulder, CO | 08/2016 – 04/2019
- Managed $175M in annual cash flow for manufacturing operation with international subsidiaries in Canada and Mexico
- Redesigned cash forecasting methodology, reducing average forecast variance from 18% to 6.2% within 8 months
- Negotiated improved terms with banking partners, securing $350K in fee reductions over 3-year contract period
- Implemented automated payment processing system that cut processing costs by 23% and reduced DSO from 43 to 37 days
- Created and led monthly cash committee meetings with Finance, Sales and Operations teams to align on cash positioning
TREASURY ANALYST | Colorado Credit Union | Denver, CO | 01/2014 – 07/2016
- Performed daily cash positioning and reconciliation for $850M credit union, ensuring regulatory compliance
- Collaborated with accounting team to streamline month-end close process, reducing close time by 1.5 days
- Managed relationships with 8 correspondent banks and prepared weekly liquidity reports for management
- Assisted in implementation of new treasury workstation, resulting in 40% reduction in manual processes
- Developed cash flow projection models that improved forecasting accuracy by 22%
EDUCATION & CERTIFICATION
MBA, Finance | University of Colorado Denver | 2016
BS, Business Administration | Colorado State University | 2012
Certified Treasury Professional (CTP) | Association for Financial Professionals | 2018
Bloomberg Market Concepts Certification | 2017
SKILLS
- Cash Forecasting & Positioning
- Banking Relationship Management
- Treasury Workstation Systems (Kyriba, GTreasury)
- Cash Flow Analysis & Optimization
- Liquidity Management
- Foreign Exchange Risk Management
- ERP Systems (SAP, Oracle)
- Advanced Excel (VLOOKUP, Pivot Tables, Macros)
- Payment Processing Optimization
- Team Leadership & Development
Technical Systems: Kyriba, GTreasury, SAP Treasury, Bloomberg Terminal, Oracle ERP, Microsoft Power BI, Advanced Excel
How to Write a Cash Manager Resume
Introduction
As a Cash Manager, you're the financial gatekeeper—monitoring liquidity, overseeing bank relationships, and ensuring your company maintains optimal cash positions. Your resume needs to reflect these specialized skills while demonstrating your financial acumen and attention to detail. I've helped hundreds of finance professionals land interviews, and I can tell you: a well-crafted Cash Manager resume can make the difference between getting passed over and getting called in.
Resume Structure and Format
Keep your resume clean and scannable—just like a well-organized cash flow report. Finance hiring managers typically spend 7-8 seconds on initial resume screening!
- Stick to 1-2 pages (1 page for junior roles, 2 pages acceptable for senior positions)
- Use a professional, readable font (Arial, Calibri, or Georgia work well)
- Include clear section headings with plenty of white space
- Save as a PDF to preserve formatting (unless specifically asked for a Word doc)
- Name your file professionally: "FirstName_LastName_CashManager.pdf"
Profile/Summary Section
Your summary should be a quick snapshot of your cash management expertise. Think of it as your professional elevator pitch—short, impactful, and tailored to the role.
Pro Tip: Write your summary last! After drafting your experience and skills sections, you'll have a better sense of your strongest selling points to highlight up top.
A strong Cash Manager summary includes:
- Years of experience in treasury/cash management
- Specific areas of expertise (e.g., working capital optimization, bank relationship management)
- Notable accomplishments with metrics (e.g., reduced idle cash by 47%)
- Relevant software proficiencies (TMS platforms, ERP systems)
Professional Experience
For Cash Managers, results matter. Don't just list job duties—showcase your impact on liquidity, efficiency, and financial controls.
- Lead with action verbs: Developed, Implemented, Analyzed, Optimized
- Quantify achievements: "Reduced bank fees by $87K annually by consolidating banking relationships from 12 to 4 primary institutions"
- Highlight cash forecasting accuracy: "Maintained 94% cash forecast accuracy using 13-week rolling projection models"
- Mention fraud prevention: "Implemented dual control protocols that prevented $142K in attempted payment fraud"
- Show strategic thinking: "Partnered with CFO to restructure $25M debt portfolio, improving interest expense by 1.3%"
Education and Certifications
Finance credentials can significantly strengthen your candidacy. List these in reverse chronological order.
- Degrees (MBA, Bachelor's in Finance, Accounting, Economics, etc.)
- Relevant certifications: CTP (Certified Treasury Professional), CFA, CPA
- Continuing education: Treasury management workshops, liquidity management seminars
- Software certifications: SAP Treasury, Kyriba, GTreasury, etc.
Keywords and ATS Tips
Most companies use Applicant Tracking Systems that screen resumes before human eyes see them. Include these cash management keywords naturally throughout your resume:
- Liquidity management
- Bank relationship
- Cash positioning
- Treasury workstations
- Float optimization
- Working capital
- Cash forecasting
- SWIFT
- Wire transfers
- ACH processing
- Positive pay
- Lockbox administration
Common Mistakes to Avoid
I've reviewed thousands of Cash Manager resumes, and these errors appear constantly:
- Being too vague about cash management responsibilities
- Failing to quantify the dollar value of portfolios managed
- Omitting mentions of bank relationship management skills
- Neglecting to highlight fraud prevention measures
- Using generic financial jargon instead of cash-specific terminology
Before/After Example
Before: "Responsible for daily cash management duties including forecasting and bank reconciliations."
After: "Managed $73M in daily liquidity across 17 bank accounts, implementing a new 16-week cash forecasting model that reduced borrowing costs by $216K annually and kept up 95% forecast accuracy."
Remember, your resume is your financial prospectus. Like any good Cash Manager knows, presentation matters—but substance is what truly sells. Good luck with your job search!
Related Resume Examples
Soft skills for your Cash Manager resume
- Cross-functional collaboration – can translate treasury needs to both finance teams and non-financial stakeholders
- Pressure management during month-end close and tight deadlines (especially when cash forecasts don’t match reality)
- Relationship building with banking partners and internal department heads
- Explaining complex cash movements in simple terms to executives who need quick answers
- Meticulous attention to detail without losing sight of broader liquidity trends
- Adaptability when priorities shift due to unexpected cash shortfalls or surpluses
Hard skills for your Cash Manager resume
- Treasury Management Information Systems (TMIS) mastery – Wall Street Systems and Kyriba
- Cash flow forecasting and 13-week rolling forecast modeling
- SWIFT payment processing and international wire transfer protocols
- Advanced Excel (pivot tables, VLOOKUP/XLOOKUP, macros)
- Bank account reconciliation and positive pay implementation
- ERP system integration – primarily SAP and Oracle Financials
- Hedge accounting and FX risk management techniques
- Bloomberg Terminal operation for market data analysis
- Financial reporting using Hyperion and Power BI