AML Analyst Resume examples & templates
Copyable AML Analyst Resume examples
Ever wonder who's behind the scenes making sure your bank isn't accidentally funding terrorism? That's where AML Analysts come in. Anti-Money Laundering professionals serve as financial detectives, scrutinizing transaction patterns and identifying suspicious activities that could indicate financial crimes. It's a field that blends analytical precision with investigative instinct—and it's growing fast. According to the Bureau of Labor Statistics, compliance-related financial positions are projected to grow by 17% through 2031, much faster than the average for all occupations.
The AML landscape has transformed dramatically in recent years. The rise of cryptocurrency, increasingly sophisticated criminal networks, and evolving regulatory frameworks (hello, 6th EU Anti-Money Laundering Directive!) have created new challenges—and opportunities—for professionals in this space. Banks and financial institutions are investing heavily in both human talent and technology, with many now using AI-assisted tools to flag unusual patterns. For those with sharp analytical skills and a knack for spotting what doesn't quite add up, AML offers a career path that's both financially rewarding and meaningful in maintaining the integrity of our financial systems.
Junior AML Analyst Resume Example
David Chen
Boston, MA | (617) 555-9078 | dchen89@email.com | linkedin.com/in/davidchen89
Analytical professional with 1+ year experience in anti-money laundering compliance and financial crime detection. Adept at utilizing transaction monitoring systems to identify suspicious activity patterns and prepare detailed SARs. Recent finance graduate with strong attention to detail and commitment to maintaining regulatory compliance in the financial services industry.
Experience
AML Analyst – Eastern Regional Bank, Boston, MA
April 2023 – Present
- Review 35+ daily transaction alerts from automated monitoring systems to identify potential money laundering, terrorist financing, and other suspicious activities
- Conduct KYC due diligence for approximately 125 new client onboardings, ensuring compliance with BSA/AML regulations
- Prepare and file 7-10 Suspicious Activity Reports (SARs) monthly, documenting findings and recommendations for further investigation
- Assist in evaluating transaction monitoring rules, resulting in 17% reduction in false positive alerts while maintaining risk coverage
- Contribute to team meetings with insights on emerging financial crime typologies and regional risk trends
Compliance Intern – Liberty Financial Services, Boston, MA
January 2023 – April 2023
- Supported AML analysts by gathering documentation and preliminary data for KYC and CDD reviews
- Helped organize and maintain regulatory compliance files for audit purposes
- Participated in bank-wide AML training and shadowed senior compliance officers during investigations
- Created reference guide for common red flags in different business segments used by new team members
Finance Intern – Northstar Credit Union, Cambridge, MA
June 2022 – August 2022
- Rotated through various departments including compliance, lending, and customer service
- Assisted with daily transaction reconciliation and customer documentation processing
- Completed a research project on digital banking fraud patterns and presented findings to management
Education
Boston University – Bachelor of Science in Finance
Minor in Data Analytics
Graduated: May 2022
Certifications
- ACAMS AML Associate Certification (CAMS) – In progress, expected completion Aug 2023
- FIBA AML Fundamentals Certificate – February 2023
- Bloomberg Market Concepts (BMC) – September 2021
Skills
- Transaction Monitoring Systems (TMS)
- Know Your Customer (KYC) / Customer Due Diligence (CDD)
- Suspicious Activity Reports (SARs)
- BSA/AML Compliance
- Risk Assessment
- Microsoft Excel (advanced formulas, pivot tables)
- SQL (basic queries)
- Data Visualization (Tableau)
- Financial Industry Regulatory Authority (FINRA) guidelines
- Office of Foreign Assets Control (OFAC) screening
Additional Information
Active member of ACAMS Boston Chapter
Volunteer, Financial Literacy Program for High School Students
Mid-level AML Analyst Resume Example
Jessica Lin Takahashi
Toronto, ON M5V 2H1 | (437) 555-8142 | jessica.takahashi@email.com | linkedin.com/in/jessicaltakahashi
Dedicated AML Analyst with 5+ years of experience in financial crime detection and prevention. Strong track record identifying suspicious activities through data analysis and transaction monitoring. Known for reducing false positive alerts by 31% at RBC while maintaining compliance with FINTRAC regulations. Seeking to leverage my investigation skills and regulatory knowledge in a senior AML role.
PROFESSIONAL EXPERIENCE
AML Analyst II, Royal Bank of Canada – Toronto, ON | June 2021 – Present
- Investigate 75+ high-risk customer alerts weekly using transaction monitoring systems (Oracle FCCM and Actimize), completing reviews with a 97.8% accuracy rate
- Led initiative to optimize alert scenarios that reduced false positives by 31% while maintaining detection effectiveness for truly suspicious activity
- Prepare comprehensive Suspicious Activity Reports (SARs) for submission to FINTRAC, with zero rejected filings in past 18 months
- Mentor 3 junior analysts in transaction monitoring methodology and regulatory requirements
- Participate in quarterly risk assessment updates, contributing to the bank’s enhanced due diligence procedures for high-risk jurisdictions
Financial Crime Analyst, TD Bank Group – Mississauga, ON | October 2019 – May 2021
- Reviewed and analyzed ~60 AML alerts weekly to identify potentially suspicious transactions across retail and commercial banking portfolios
- Conducted KYC/CDD reviews for medium and high-risk customers during onboarding and periodic reviews
- Collaborated with branch staff to gather additional customer information during enhanced due diligence processes
- Assisted in testing new monitoring scenarios, identifying 4 critical gaps in detection logic
Compliance Associate, Meridian Credit Union – Toronto, ON | July 2018 – September 2019
- Supported AML compliance program by monitoring daily transaction reports for unusual activity
- Performed ongoing CDD reviews for approximately 120 business customers annually
- Helped implement new AML training program for front-line staff, resulting in 24% increase in quality of reported suspicious activities
EDUCATION & CERTIFICATIONS
Bachelor of Commerce, Finance – Ryerson University, Toronto | 2018
ACAMS Certified Anti-Money Laundering Specialist (CAMS) | 2020
FIBA AML Institute – Advanced Financial Crime Investigation Techniques | 2022
Canadian Securities Course (CSC) | 2018
TECHNICAL SKILLS
- Transaction Monitoring Systems: Oracle FCCM, Actimize, SAS AML
- KYC/CDD Procedures & Enhanced Due Diligence (EDD)
- SAR/STR Filing & Regulatory Reporting
- Risk Assessment & Customer Risk Rating
- Data Analysis: SQL, Excel (advanced), Power BI
- Sanctions Screening & PEP Identification
- Canadian AML Regulations (PCMLTFA) & FINTRAC Guidelines
- Case Management Systems & Documentation
PROFESSIONAL DEVELOPMENT
- ACAMS Toronto Chapter – Member & Quarterly Meeting Participant
- Completed “Cryptocurrency and Money Laundering” workshop – March 2023
- Participated in RBC’s Financial Crime Detection Hackathon – 2nd Place Team
Senior / Experienced AML Analyst Resume Example
Michael J. Harrington
Boston, MA • (617) 555-8241 • mharrington@emailpro.net • linkedin.com/in/mjharrington
Experienced AML Analyst with over 9 years specializing in financial crime investigation, risk assessment, and regulatory compliance. Skilled in transaction monitoring, KYC procedures, and suspicious activity detection across multiple financial institutions. Proven track record of reducing false positives by 31% while maintaining detection effectiveness. Seeking challenging leadership position in financial crime prevention.
EXPERIENCE
Senior AML Investigator | First Atlantic Financial Group | Boston, MA | March 2019 – Present
- Lead a team of 7 AML analysts reviewing high-risk alerts and maintaining a 98.7% quality assurance rating
- Developed enhanced due diligence protocols that improved risk identification by 28% for politically exposed persons (PEPs)
- Implemented machine learning-based alert prioritization system, reducing false positives by 31% while maintaining detection effectiveness
- Serve as subject matter expert on OFAC compliance, conducting quarterly training sessions for 40+ team members
- Collaborated with IT to design custom SQL queries for identifying unusual transaction patterns, recovering over $1.2M in potentially fraudulent transactions
- Managed complex investigations involving correspondent banking relationships across 14 countries
AML Analyst II | Commonwealth Trust Bank | Hartford, CT | June 2016 – February 2019
- Conducted over 850 investigations annually, analyzing transaction patterns and customer profiles to identify suspicious activity
- Filed 120+ SARs with FinCEN, providing comprehensive documentation that resulted in 5 criminal referrals
- Redesigned KYC questionnaire that improved data collection efficiency by 23% and reduced customer onboarding time
- Performed enhanced due diligence reviews for high-risk customers and maintained case documentation in compliance with BSA requirements
- Participated in quarterly regulatory audits, helping the department achieve zero critical findings for 9 consecutive quarters
Junior AML Specialist | Eastern Regional Bank | Providence, RI | August 2014 – May 2016
- Monitored daily transaction alerts using Actimize and investigated potential suspicious activities
- Assisted in KYC verification procedures and customer risk rating assessments
- Maintained case management system and prepared documentation for SAR filings
- Participated in BSA/AML training program and completed certification within first 6 months
EDUCATION
Master of Science, Financial Crime & Compliance Management
Utica College, Utica, NY (2018)
Bachelor of Business Administration, Finance
University of Rhode Island, Kingston, RI (2014)
CERTIFICATIONS
Certified Anti-Money Laundering Specialist (CAMS), ACAMS (2016, renewed 2022)
Certified Financial Crime Specialist (CFCS), ACFCS (2019)
Advanced Certificate in KYC and Customer Due Diligence, International Compliance Association (2020)
TECHNICAL SKILLS
- Transaction Monitoring Systems: Actimize, Oracle FCCM, Verafin, BAE NetReveal
- Data Analysis: SQL, Excel (advanced), Tableau, Power BI
- Compliance Tools: LexisNexis, WorldCheck, Dow Jones Risk & Compliance
- Case Management: CaseTracker Pro, SARSuite, ActOne
CORE COMPETENCIES
- BSA/AML Compliance
- Suspicious Activity Reporting (SAR)
- KYC/CDD/EDD Procedures
- Financial Transaction Analysis
- Risk Assessment & Modeling
- Regulatory Examination Management
- OFAC Sanctions Compliance
- Cross-border Transaction Monitoring
References available upon request
How to Write an AML Analyst Resume
Introduction
Landing that AML Analyst job means showcasing your ability to detect financial crimes while demonstrating compliance expertise. Your resume isn't just a career history—it's your ticket to getting past initial screenings and into the interview room. I've helped hundreds of financial crime specialists land jobs at institutions ranging from community banks to global financial powerhouses, and I've noticed clear patterns in what works (and what bombs). This guide will walk you through creating a resume that speaks directly to what compliance teams are desperately seeking.
Resume Structure and Format
Keep your AML Analyst resume lean and focused. Most hiring managers spend just 7.4 seconds scanning a resume before deciding whether to continue reading.
- Length: Stick to 1 page for junior analysts, 2 pages max for experienced professionals
- Format: Clean, professional layout with consistent spacing (don't get fancy)
- Font: Standard business fonts like Calibri, Arial, or Garamond in 10-12pt size
- Margins: 0.5-1 inch on all sides
- File type: Save as PDF to preserve formatting (unless specifically asked for .doc)
For AML positions, clarity trumps creativity. Financial institutions want analysts who can document findings with precision—your resume should demonstrate this skill through its organization and attention to detail.
Profile/Summary Section
Start with a sharp 3-4 line summary that positions you as the solution to their compliance challenges. Mention your years of experience, regulatory familiarity, and one standout achievement.
Example: "AML Analyst with 5+ years specializing in high-risk customer monitoring and SAR filing at mid-size financial institutions. Experienced with Actimize and Verafin systems. Reduced false positive alerts by 31% while maintaining 100% regulatory examination ratings."
Professional Experience
This section carries the most weight! For each position:
- Lead with company name, position, and dates (month/year format)
- Include 4-6 bullet points per role, starting with your most impressive responsibilities
- Quantify results wherever possible ($ amounts, percentages, volumes)
- Highlight specific investigations, risk assessments, or regulatory projects
Powerful verbs to use: investigated, analyzed, identified, documented, implemented, monitored, detected, reported, resolved, enhanced.
Which sounds better?
Weak: "Responsible for SAR filing."
Strong: "Investigated 75+ alerts monthly, resulting in 12 SARs filed with FinCEN and prevention of ~$450K in potential money laundering."
Education and Certifications
AML is certification-heavy, so feature these prominently! List in order of relevance:
- CAMS (Certified Anti-Money Laundering Specialist)
- ACAMS Advanced Certifications
- CFE (Certified Fraud Examiner)
- Relevant degrees (Finance, Criminal Justice, Compliance, etc.)
- Notable training programs (FinCEN, FFIEC, etc.)
Keywords and ATS Tips
Bank compliance teams often use Applicant Tracking Systems to filter resumes. Include these terms naturally throughout your resume:
- BSA/AML frameworks
- KYC/CDD/EDD processes
- Transaction monitoring
- SAR/CTR filing
- Risk assessment
- Regulatory requirements (mention specific regulations like BSA, PATRIOT Act, OFAC)
- Compliance software (Actimize, Oracle FCCM, Verafin, etc.)
Industry-specific Terms
Sprinkle these throughout your resume to signal you speak the language:
- Typologies (structuring, smurfing, funnel accounts)
- Risk-based approach
- Beneficial ownership
- Sanctions screening
- OFAC/PEP screening
- 314(a)/314(b) information sharing
- Negative news screening
- Case management
Common Mistakes to Avoid
- Being vague about your specific role in investigations
- Focusing on routine tasks rather than achievements
- Failing to mention specific regulations you're familiar with
- Omitting metrics that demonstrate effectiveness
- Using generic templates that lack AML-specific terminology
Before/After Example
Before: "Worked on suspicious activity monitoring and helped with SARs."
After: "Analyzed 150+ monthly alerts using Actimize, identifying 27 suspicious patterns that led to 8 SARs filed in Q2 2022. Developed new typology for detecting cryptocurrency-related structuring that reduced investigation time by 40%."
Remember—your resume should tell the story of how you've protected financial institutions from risk while maintaining regulatory compliance. Be specific, quantify your impact, and show you understand the unique challenges of financial crime detection.
Related Resume Examples
Soft skills for your AML Analyst resume
- Cross-functional collaboration – able to work effectively with compliance officers, legal teams, and business units to implement monitoring protocols
- Detail-oriented communication – can explain complex regulatory findings to non-technical stakeholders without overwhelming them
- Investigative persistence – willing to follow suspicious transaction trails even when they involve incomplete documentation
- Ethical judgment – maintaining confidentiality while balancing regulatory requirements and business priorities
- Adaptability to evolving financial crime techniques – quick to adjust monitoring approaches when new patterns emerge
- Time management under deadline pressure – can prioritize high-risk alerts while managing routine monitoring workload
Hard skills for your AML Analyst resume
- Transaction monitoring systems (Actimize, Mantas, SAS AML)
- KYC/CDD documentation review and risk rating
- SQL query writing for custom investigations
- SAR/STR filing experience
- Sanction screening tools (Fircosoft, World-Check)
- Data visualization in Tableau or Power BI
- FATF recommendations and risk-based approach
- BSA/AML regulatory compliance
- Python scripting for alert automation